WHAT IS MAIN DIFFERENCE BETWEEN POSTAL LIFE INSURANCE AND LIFE INSURANCE CORPORATION. |
What is PLI:
Hello dosto swagat h aapka hamare website me aur aaj phir apke liye leke aaya hu ek aur knowledge topic ki hum kon sa insurance plan ko le taki future me hame achha return mile ki aaj jo paisa hmane insurance company ko diya h,wo future me ek bada return hame mile. PLI ka matlab h: POSTAL LIFE INSURANCE.Yani ki jaise dusare company ke insurance plan hai waise hi hamre post office of india ne apne life insurance plan ko market me launch kiya hai, jisase ki people apna life ko cover kar sake . jaisa ki app log janate hain ki LIC ne bhi apne plan ko market me launch kar rakha hain,aur sabse jyada insurance hamare desh me LIC ke pass hi hain, to hum PLI insurance ko kyo le aaj mai pura aapko batane ki koshish karunga.
POST OFFICE INSURANCE PLAN DETAIL:
NOW today i am today explore the insurance plan postal life insurance by step by step.
1) Whole Life Assurance Policy (Suraksha) :
This is normal insurance plan like other insurance company, you can take this plan from your age 19 to age upto 55. after completion of 55 age individual cant take any PLI insurance plan. after maturity individual get bouns and all benefits.
2) Endowment Assurance (Santosh):
This is another insurance plan by postal life insurance. policy holder can claim sum assured and bonus if individual alive till maturity. if he not alive all benefits goes to nominee .
3) Convertible Whole Life Assurance (Suvidha):
This is normal life insurance as same 1.
4) Anticipated Endowment Assurance (Santosh):
this is a money back policy in which you receive money back from post at a fix intervals.
5) Joint Life Assurance (Yugal Suraksha):
This is a special type of insurance plan in which you can cover your spouse life with a single premium. but both of them one is eligible for pli.
6) Scheme for physically handicapped persons:
this is special policy, in only Divyang person can be cover under this policy. and premium will be decided on handicapped percentage .
7) Children Policy:
if you are a postal life insurance policy holder, now you can cover your children also, but conditions are follows.
i. you can cover your child age from 5 to 20 only.
ii. you can cover onley sum amount 1,00,000 rs.
iii. max two child can cover
DIFFERENCE BETWEEN POSTAL LIFE INSURANCE AND LIFE INSURANCE CORPORATION:
ab mai aapko bata deta hu ki hame kon sa plan choose karna chahiye.aur kon sa plan hamare future ke liye sahi hoga .
Less premium: PLI premium is less as compered to all other LIC or insurance company.
High bonus Rate: PLI bonus is always high as compared to all other insurance company.
High maturity fund: PLI gives always high maturity amount as compared to all other insurance company.
and finnaly mai bol sakta hu ki POSTAL LIFE INSURANCE hi aur sab other insurance company se better hai. kyoki hum hamre paise ko isiliye hi invest karte hain ki future me hame achha return mile taki hamra ghar ki conditions achhi ho. and finally i recommended to postal life insurance for you and your family .
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