How to apply Six month Moratorium for BANK LOAN,CREDIT CARD PAYMENT,NBFC COMPANY.What is procedure of Moratorium for Bank Loan

How to Avail Three Month Moratorium in Bank loan,EMI,Credit card and NBFC company
How to Avail Three Month Moratorium in Bank loan,EMI,Credit card and NBFC company 
मुंबई ०२ अप्रैल २०२० : नमस्कार दोस्तों जैसा की आप लोग जानते हैं की रिज़र्व बैंक ऑफ़ इंडिया ने सभी बैंको से रिक्वेस्ट की थी की वो अपने कसटमर को ३ महीने का Moratorium Period प्रदान करे क्योंकि Lockdwon की वजह से सरे काम बंद हो गए हैं ,इसी को देखते हुए सभी बैंक,क्रेडिट कार्ड कंपनी,NBFC लोन देने वाली कंपनियों ने अपने कस्टमर को ३महिने का समय दे दिया है। लेकिन Moratorium समय के लिए आपको अपने बैंक या क्रेडिट कार्ड कंपनी को इसके लिए अवगत करना होगा ताकि वो आपके लोन,EMI ,क्रेडिट कार्ड बैलेंस और AUTO डेबिट सिस्टम के द्वारा आपके बैंक अकाउंट या फिर आपके अकाउंट के ऊपर कोई पेनल्टी या फाइन न लगाए ,सभी बैंक से यह घोषित कर दिया है की यदि आपको मोराटोरियम समय नहीं चाहिए तो आपको कुछ भी करने की है लेकिन यदि LOCKDOWN के समय आपके पास पैसा नहीं है तो इसके लिए आपको बैंक तो सूचित करना बहुत ही जरुरी है। इसके लिए हर बैंक ने अलग अलग व्यवस्था प्रदान की है की जिससे आप बैंक को समय रहते हुए सूचित कर सके।



How to Avail/Apply for SBI Moratorium:

            Customer who do not want to defer recovery of instalments /EMI-no need of action If any customer who wants to take benefits of 3 month moratorium time-

              Please submit an Application (Annexure-I) through an email* to the specified email ID (Annexure-II).

                     यदि आपको SBI बैंक से मोराटोरियम समय चाहिए तो आपको ANNEXURE - फॉर्म को भर कर SBI के ANNEXURE- में जो EMIAL ID दी गई है उस पर ANNEXURE- को भरकर SEND करना होगा और यदि EMI काट ली गई है और उस पैसा रिफंड लेना चाहते हैं तो तब भी ANNEXURE फॉर्म को भरना होगा और EMAIL करना होगा.
Download here Annexure form-- 
   Annexure1 form                                            Annexure2 form

How to Avail/Apply for Allahabad Bank Moratorium:


   You can avail ALLAHABAD Bank Moratorium by Their official mail id and official Contact number.

Official mail Id- customercare@allahabadbank.in

Official contact number: 18005722000

How to Avail/Apply for Axis Bank Moratorium: 


   Axis bank has provide online moratorium time for his customer,you can avail/apply moratorium by clicking here

How to Avail/Apply for Bank of Baroda Moratorium:

On Twitter account bank of baroda state that if you want to avail moratorium, you should write a application for moratorium and send it to directly bank or official mail id.
Official mail id- gm.ops.ho@bankofbaroda.com
Official contact- 1800 258 44 55
otherwise online complain click here

How to Avail/Apply for Bank of India Moratorium


You can avail bank of india three month moratorium by mail and official contact number.
Bank of India official mail id- HeadOffice.CSD@bankofindia.co.in
Bank of India official contact number - 1800 220 229 (Tollfree)


How to Avail/Apply for HDFC Bank Moratorium- 

                                                                        HDFC Bank customers seeking a moratorium need to apply on the bank’s website or call 022-50042333, 022-50042211, and follow the instructions.


How to Avail/Apply Canara Bank:


                                                       On their official twitter account Canara bank says that they will send email or msg for their eligible customer.
Canara bank official mail id- csscodel@canarabank.co
Canar Bank official contact number- 1800 425 0018


How to Avail/Apply IDBI BANK:

                    IDBI Customer can avail three month moratorium time by simple one email on their official mail id 
Official mail id-moratorium@idbi.co.in 


How to Avail/Apply Central Bank of India Moratorium: 


Customer can avail by mail or contact number for three month moratorium.
Official mail id- zmdelhzo@centralbank.co.in
official contact number- 1800 22 1911 


How to Avail/Apply City Union Bank Moratorium: 

Official mail id- customercare@cityunionbank.com
official contact number- 044-71225000


How to Avail/Apply ICICI Bank:

ICICI Bank offer moratorium for customer directly to his official website.

How to Avail/Apply Indian Bank Moratorium:

Customer can avail by mail or contact number for three month moratorium.
Official mail id: indmail@indianbank.co.in
official contact number- 1800 425 00 000


How to Avail/Apply Indian Overseas Bank Moratorium:

Customer can avail by mail or contact number for three month moratorium.
Official mail id: mdd@iobnet.co.in
official contact number- 18004254445


IndusInd Bank Moratorium apply: 

Inusind bank has directly mention on their official website about three month Moratorium.
click here for IndusInd moratorium
Official mail id- reachus@indusind.com
official contact number-18605005004


Kotal Bank Moratorium APPLY: 

                                       All customers who desire to avail the relief under the policy can send an email from their registered mail id to pay.later@kotak .comquoting the Loan account / APAC number


Oriental Bank of Commerce Moratorium: 


Customer can avail by mail or contact number for three month moratorium.
Official mail id- complaint@obc.co.in
official contact number- 1800-102-1235



Punjab National Bank Moratorium: 


PNB Bank offer moratorium for customer directly to his official website.

Punjab & Sind Bank Moratorium: 

Customer can avail by mail or contact number for three month moratorium.
Official mail id- Ho.accts@psb.co.in
official contact number-011-25765519


South Indian Bank Moratorium apply:

If any customer wants to apply Three Month Moratorium for south indian bank contact on 
Official Mail id- sibcorporate@sib.co.in
Official Contact- +91-487-2420020, 2420058, 2420113, 2436666 


Uco Bank Moratorium Apply:


If any customer wants to apply Three Month Moratorium for Uco bank please contact to below address
Official Mail id- uco.custcare@ucobank.co.in
official contact number-1800 274 0123


How to avail/apply Union Bank of India Moratorium: 

If any customer wants to apply Three Month Moratorium for Union Bank of India please write to customer care by mail and Phone call .
official contact number- 1800222244/18002082244


How to avail/apply Yes Bank Moratorium: 

For Three month Moratorium, Please all Customer are request to visit
Official Mail id- yestouchcc@yesbank.in
official contact number- +91 22 6121 9000

Henceforth These are all the method that you can apply for any bank three month moratorium time.



 Moratorium Time for NBFC(CASHBEAN,HOME CREDIT,BAJAJ FINANCE):  

If any Customer availed Loan form any NBFC company like CASHBEAN,HOME CREDIT,BAJAJ FINANCE,BAJAJ FINSERVE,DHANI APP, and all other third pary Loan Provider company Please Contact their Customer for Moratorium or grace time period.

Moratorium for Credit Card due Loan:

                                                                     Hello Friends this is my Personal view Moratorium time for credit card due,EMI/Loan, Please dont adopt any Moratorium because Credit card company charged interest on due apprx 26-48% yearly and This is a huge amount and make to difficult repay your credit card due in future. Please avoid Moratorium in case of credit card due and Card EMI.
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25 Comments

  1. Cashbean lenders have switched off their communication and yet we still gets calls from them this is very irresponsible from their side considering the situation right now

    ReplyDelete
  2. Cashbeen walo ko v smjao sir agar kaam band na hota unki payment de deta ab condition wo smj hi nhi rhe

    ReplyDelete
  3. This comment has been removed by the author.

    ReplyDelete
    Replies
    1. bhai dont worry wo kuch nahi kar sakte
      daro mat

      Delete
    2. Boss maine money box se loan liya tha per lockdown ke karn payment nahi kar paya ab wo mujhe preserised kar hai loan repayment ka liye main unko btia ki mere pass paise nahi hai wo mujhe damki de rahe hai ki refrence ko call karenge

      Delete
  4. Bas sirf panalty marega baad me bhar dena

    ReplyDelete
    Replies
    1. This comment has been removed by the author.

      Delete
  5. bajaj finserv ne cheque bounce karidia sir. ab mein kya karu.

    ReplyDelete
  6. Mera Bajaj finance ka emi chal raha hain.2nd April ko date hain.main to emi nahi diya koi problem hain kya?

    ReplyDelete
  7. IDFC first bank /. Clix capital ka
    Pl loan chalu hai Emi dena baki hai uske bare mai bataye sir plz

    ReplyDelete
  8. This comment has been removed by the author.

    ReplyDelete
  9. Bhai ICICI bank ki website nhi chal rhi h

    ReplyDelete
  10. Sir mein hdfc ka form fill kia that emi fir bhi cut gai hai

    ReplyDelete
  11. Standard chartered bank credit card ka bill payment due he bank statement me paylanty banak mail kiya he Ab Lok down se payment nahi kiya he so aap rai batehy

    ReplyDelete
  12. This comment has been removed by the author.

    ReplyDelete
  13. Please help how to apply moratorium for iifl bank and how to get refund

    ReplyDelete
  14. Sir mai Bajaj se personal loan liya tha.29 april ko moratorium ke liye aply bhi kiya tha or success bhi hua tha.mera Emi kab katega june/july

    ReplyDelete
  15. 29 march ko hoga.mai 29 april bol diya

    ReplyDelete
  16. सर मेरा महिन्द्रा होम लोन है लाकङाउन क़िस्त नही भर पा रहा हु सर पर एजेण्ट 4/5/2020-11/5/2020-13/5/2020 को घर आ कर क़िस्त जमा करने मानसिक रूप से परेसान करते है सर मुझे उचित मार्ग दर्शन दे सर

    ReplyDelete
  17. Sir please me bhi 5 company se loan liya hu lekin lockdown bajese me nehi Diya me his company me duty karta hu 2 month ka salary nehi Mila

    ReplyDelete

  18. Dear sir some salary issue due to coronavirus please exchange To due date next three month

    ReplyDelete
  19. I would say this is one of the best article I’ve read.. From beginning to end you nailed it totally. as we provide card generator at affordable prices. for more info visit our website.

    ReplyDelete
  20. Dear sir no information of canfinhome there is no response from headquarters but our Branch manager very helpful but headquarters is not response on any EMI moratorium part 1 and part 2 they upload in website but links are not opening ,as for branch manager she is helpless for restructuring she has not received any approval form heard office who to be disscase plz help as .......9980020175 edwin.sk@hotmail.com and I have not received 14 months Salary from my company 6 month only off salary Dec/Jan/feb wantedly not paid company want me to the job I have worked for 8 years plz help to receive my salary also thank you police is not taking completed and labour is fill case law is asking Ads 10% off Rs 60000 iam helpless to pay no job and no job openings.

    ReplyDelete

Thanks for Contacting to us. We will revert You shortly, Regards