POSTAL LIFE ASSURANCE POLICY BENEFITS. WHY WE ARE CHOOSE ONLY PLI INSURANCE POLICY.

POSTAL LIFE INSURANCE NEW BENEFITS
POSTAL LIFE ASSURANCE POLICY BENEFITS. WHY WE ARE CHOOSE ONLY PLI INSURANCE POLICY.

POSTAL LIFE INSURANCE IN INDIA:

                                                         Aaj se samay me hum log janate hain ki hamari jindgi ka koi bhi bharosa nahi ki kab hamare sath kya ho jae. lekin phir bhi hame hamare pariwar ki bahut chinta rahti h ki hame kuch hone ke bad hamare family ka kya hoga.aaj ke samay me life insurance utana hi jaruri hai jitna roti,kapda, aur makan.
           agar hum 2018 years ki world report of insurance ki bar karte hain to- only 27% of indian are only covered with insurance plan.
         japan has covered with life insurance- 44%
          Taiwan has covered with life insurance- 84%
         Australia has covere with life insurance - 67%
yani ki uper diye gae aakando se aap samajh gae hoge ki life insurance kitna jaruri hai. lekin jab bhi hum koi life insurance plan ke bare me sochte hain to yahi sanajh me nahi aata ki kon sa life insurance plan ko choose kare . and mai aapko finnaly suggest karunga post office life insurance plan ,

WHY POSTAL LIFE ASSURANCE PLAN IS BETTER THAN OTHER LIFE INSURANCE: 

                                                 These are the some differance why we are choose only postal life insurance plan that other life insurance plan .
1.In previous year the bonus rate of Postal life insurance has more than 7% and LIC has declared his bonus only 4-5% only.
2. Postal life insurance has cheap premium other than all life insurance company.
3. Maximum sum assured as compared to other life insurance.

TYPES OF POSTAL LIFE INSURANCE:

Postal life assurance has 6 types of policy 
1.WHOLE LIFE ASSURANCE-SURAKSHA
2. ENDOWMENT ASSURANCE-SANTOSH
3. CONVERTIBLE WHOLE LIFE-SUVIDHA
4. ANTICIPATED ENDOWMENT ASSURANCE- SUMANGAL
5. JOINT LIFE ASSURANCE- YUGAL SURKASHA
6. CHILDREN POCLIY- BAL JEEVAN BIMA

WHOLE LIFE ASSURANCE(SURKASHA):  

               This is a simple whole life insurance plan and insured can get his sum assured after maturity age of 80. if insured has died then his next of keen can get all sum assured.
Min and Max age- 19-55 year 
laon- after 4 year
surrender- after 3 years 

ENDOWMENT ASSURANCE (SANTOSH):

           In this life Assurance plan, insured can get his sum assured at age 35,40,45,50,58,60 years. in case of insured death, his next of keen get all sum assured.
entry age - 19-55 years
laon - 03 years completion
surrender- after 03 years

CONVERTIBLE WHOLE LIFE (SUVIDHA):

           In this life assurance plan there is a option you can convert your endowment plan in this category after 5 years completion of your insurance.There is special added features.
entry age- 19-50 years
loan- after 4 years
surrender- after 3 years

ANTICIPATED ENDOWMENT (MONEY BACK POLICY):

                                    This is money back policy with maximum sum assured 50lac and policy holder receive money after a fixed intervals
policy term - 15-20 years
policy holder received money on completion of 6 year 20% and after every 3 years again 20% at the 12 years.
and remaining 40% sum assured is given to insured after maurity.

JOINT LIFE ASSURANCE(YUGAL SURKASHA):

                                   In this life insurance you can also cover your spouse in same policy 
entry age: 21-45 years
loan - 03 years completion 
yadi es policy ke dauran husband and wife me se kisi ki bhi death ho jati hai next of keen ko  full sum assured amount diya jaega.

CHILDREN POLICY:

               Thia is a special policy in which you can insured your two children with postal life insurance. agar child ke father ki death ho jati hai to policy ke premium ko bharane ki koi jarurat nahi hai.
entry age- 5-20 years
lekin child ke parents ki age 45 se jyada nahi honi chahiye.
       
         dosto  aasha karta hu ki mere dwara di gai janakari se aapko kuch knowledge mili hogi. please is post ko apne dosto ko bhi share kare.
            

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